Know where every rupee of your salary goes.
Log your income and spends in two minutes a day. SpendWise adds up your UPI payments, rent, EMIs and SIPs, then shows your savings rate, 50/30/20 split and savings-goal progress on one dashboard.
Get SpendWise₹149 · instant download
We don't do refund & return ✌️
What's inside
12 monthly tabs
April to March, the Indian financial year. 300 spend rows a month with drop-downs for category and payment mode.
UPI spends, finally visible
Tag each spend as UPI, card, cash, net banking or auto-debit and see your monthly UPI total at a glance.
Auto dashboard
Income vs money out, savings rate by month, UPI spends chart and your biggest categories for the year.
50/30/20 view
Needs, wants and savings against your targets, with a one-line verdict on what to fix.
Savings goal tracker
Set a goal (emergency fund, bike, trip). See progress and exactly how much to save each month.
Built for Indian salaries
Rent, EMIs, SIP / mutual funds, PPF / EPF / NPS, FD / RD, family support, festivals and more, all in ₹.
Log a spend in 5 seconds
Date, what it was, category, how you paid, amount. That's it. Once a week, open your GPay / PhonePe / Paytm history and catch up in ten minutes. Investments go in the same log so your savings rate stays honest.
The 50/30/20 rule, in rupees
Targets are editable on the Setup tab, so you can run 60/20/20 or whatever suits your city and salary.
You get
✓ SpendWise Excel tracker (.xlsx, Excel 2016+ / Excel for the web)
✓ Google Sheets version (one-click "Make a copy")
✓ Filled example file so you can see it working
✓ 1-page how-to PDF
✓ Personal use licence
New: SpendWise Subscription Tracker
Find the subscriptions you forgot. List every recurring charge and get its monthly and yearly cost, next renewal date and days left, plus a Keep / Review / Cancel column that shows how much you save a year. Excel + Google Sheets, PDF guide and an example copy included.
Get Subscription Tracker₹149 ~$1.80 · instant download
We don't do refund & return ✌️
New: SpendWise Net Worth Tracker
See what you own, what you owe and how it changes every month. Add your accounts once, update balances monthly and get net worth, change vs last month and last year, emergency-fund cover, an estimated goal date and charts. Excel + Google Sheets, sample and blank files, PDF guide included.
Get Net Worth Tracker₹149 ~$1.80 · instant download
We don't do refund & return ✌️
FAQ
Does it work in Google Sheets?
Yes. You get an Excel .xlsx file and a Google Sheets version: open the link, click "Make a copy" and it is yours. Charts and formulas work in both.
Is this a budget planner?
It is a money tracker: you log what actually came in and went out, and it shows where your salary went, your UPI spends, savings rate and 50/30/20 split automatically.
Which months does it cover?
All 12 months of the Indian financial year, April to March, with 300 spend rows per month.
Can I change the categories?
Yes. Rename any category on the Setup tab, add your own in the spare rows and choose whether it counts as a Need, Want or Saving.
How do I get it?
Pay on our SuperProfile store and the download link appears right after payment: Excel file, Google Sheets copy link, a filled example and a 1-page how-to PDF.
Start tracking this month's salary
Secure checkout on SuperProfile. The download link appears right after payment.
We don't do refund & return ✌️